Indiana Permit Practice Test: Insurance and Collisions (2026)

Question 1 of 17

How many points do you get for going 1 to 15 mph over the speed limit?

1. 1
2. 2
3. 4

Question 2 of 17

How many points for driving 26 mph or more over the speed limit?

1. 2
2. 4
3. 6

Question 3 of 17

How many points does following another vehicle too closely cost?

1. 6
2. 2
3. 8

Question 4 of 17

How many points for driving while suspended?

1. 4
2. 8
3. 6

Question 5 of 17

How long do points stay active on your Indiana driver record?

1. Six months
2. One year
3. Two years from the conviction date

Question 6 of 17

How often can you earn the four-point credit for a BMV-approved Driver Safety Program?

1. Once every three years
2. Once a year
3. Once in a lifetime

Question 7 of 17

If the BMV orders you to take a Driver Safety Program, how long do you have to finish it?

1. 30 days
2. 90 days
3. One year

Question 8 of 17

What is Indiana's minimum liability coverage for bodily injury to or death of one person?

1. $10,000
2. $50,000
3. $25,000

Question 9 of 17

What is the minimum coverage for injury to or death of two or more people in one accident?

1. $50,000
2. $25,000
3. $100,000

Question 10 of 17

After the BMV asks you to verify insurance, how long does your insurer have to file the Certificate of Compliance?

1. 10 days
2. 90 days
3. 180 days

Question 11 of 17

What is the reinstatement fee for a first no-insurance suspension (after January 1, 2015)?

1. $150
2. $1,000
3. $250

Question 12 of 17

What does an SR22 form show?

1. That you carry insurance meeting the state minimum
2. That you passed a driver safety course
3. That your vehicle passed inspection

Question 13 of 17

A driver with 10 traffic violations in 10 years, one of them major, becomes a habitual traffic violator. How long is the suspension?

1. One year
2. Five years
3. Life

Question 14 of 17

What information must you give everyone involved in a crash?

1. Only your insurance company
2. Only your phone number
3. Your name, address and vehicle registration number

Question 15 of 17

After a crash on the traveled part of a highway, when should you NOT move your vehicle off the road?

1. When someone is injured, killed or trapped
2. When the damage is minor
3. When traffic is heavy

Question 16 of 17

You hit an unattended parked car. What must you do?

1. Leave a note and drive away
2. Stop, try to notify the owner and, if you can't, call the police
3. Report it only if damage is over $1,000

Question 17 of 17

What is the most common factor in Indiana collisions?

1. Speeding
2. Drunk driving
3. Failure to yield the right of way