Indiana Driver's Handbook, Section 5: Points, Suspensions and Insurance
How many points each violation costs, the minimum insurance and what happens if you drive impaired.
Summary written by MyPermitExam from the official handbook, Published July 2026. Not a copy of the handbook. Checked Oct 2026. Not affiliated with the DMV. Indiana Driver's Manual
Key rules
- Points stay active for two years from the conviction date. p. 21
- A BMV-approved Driver Safety Program course gives a four-point credit once every three years. p. 21
- Minimum liability insurance is 25/50/25. p. 22
- Refusing a chemical test means a one-year suspension (two years with a prior conviction). p. 24