California Permit Practice Test: Insurance and Collisions (2026)

Question 1 of 10

California's minimum liability insurance must cover at least how much for a single death or injury?

1. $5,000
2. $15,000
3. $30,000

Question 2 of 10

California's minimum insurance must cover at least how much for death or injury to more than one person?

1. $60,000
2. $30,000
3. $100,000

Question 3 of 10

California's minimum insurance must cover at least how much for property damage?

1. $5,000
2. $15,000
3. $50,000

Question 4 of 10

You are in a collision and do not have proper insurance. What can happen, even if you were not at fault?

1. Nothing, if you were not at fault
2. A warning letter only
3. Your driving privilege can be suspended for up to four years

Question 5 of 10

What is it called when a driver involved in a collision leaves the scene without stopping?

1. A hit-and-run
2. A no-fault collision
3. An administrative stop

Question 6 of 10

If someone is injured or killed in a collision, you must report it to law enforcement within:

1. 10 days
2. 24 hours
3. 7 days

Question 7 of 10

You hit a parked car and cannot find the owner. What must you do?

1. Drive away, since no one saw it
2. Wait until the owner returns, no matter how long
3. Leave a note with your name, phone number, and address, and report it to law enforcement

Question 8 of 10

Within how many days must you report a collision to DMV (form SR 1) when someone was injured or there was more than $1,000 in damage?

1. 10 days
2. 30 days
3. 60 days

Question 9 of 10

A collision must be reported to DMV if it caused property damage of:

1. More than $500
2. More than $1,000
3. More than $5,000

Question 10 of 10

You see a vehicle's emergency flashers ahead. What should you do?

1. Speed up to get past quickly
2. Stop in your lane
3. Slow down and pass carefully