Ohio Permit Practice Test: Insurance and Collisions (2026)

Question 1 of 11

What is Ohio's minimum liability coverage for injury or death of one person?

1. $25,000
2. $15,000
3. $50,000

Question 2 of 11

What minimum coverage does Ohio require for injury or death of two or more people?

1. $25,000
2. $50,000
3. $100,000

Question 3 of 11

When must you show proof of insurance in Ohio?

1. Only when buying a car
2. Only once a year
3. With a traffic ticket, at inspections, in traffic court and after a crash with over $400 in damage

Question 4 of 11

Besides an insurance policy or bond, how else can you meet Ohio's financial responsibility law?

1. Deposit $30,000 with the Registrar
2. Carry $500 in cash
3. Sign a promise to pay

Question 5 of 11

What is an SR-22?

1. A type of insurance
2. A form filed with the state proving your insurance meets the minimum
3. A traffic ticket

Question 6 of 11

After a crash, when may you leave the scene?

1. Right away if the damage is small
2. After calling your insurer
3. After exchanging contact and insurance information (or leaving a note for an empty car)

Question 7 of 11

How should you treat injured people at a crash scene?

1. Do not move them; keep them warm and call 911
2. Move them to your car
3. Give them something to drink

Question 8 of 11

What should you avoid discussing with the other driver after a crash?

1. Your name and address
2. Who was at fault and insurance coverage
3. The license plate numbers

Question 9 of 11

If the other driver was uninsured and there was over $400 in damage or an injury, within what time may you file a crash report with the BMV?

1. 10 days
2. Two years
3. Six months

Question 10 of 11

You hit an unattended parked car. What must you do?

1. Report it to the police or leave your information at the scene
2. Nothing, if no one saw it
3. Only tell your insurer

Question 11 of 11

After a minor crash, what should you do with your vehicle if it can move?

1. Leave it in the lane until police arrive
2. Move it off the roadway as far as possible
3. Drive home