Ohio Driver's Handbook, Section 6: State Laws and Penalties
Insurance, alcohol limits and OVI suspensions, the point system, probationary suspensions and child passenger laws.
Summary written by MyPermitExam from the official handbook, web, January 26, 2024. Not a copy of the handbook. Checked Oct 2026. Not affiliated with the DMV. Ohio Driver Manual (Digest of Ohio Motor Vehicle Laws)
Key rules
- Minimum insurance (25/50/25): $25,000 per person, $50,000 for two or more people and $25,000 for property damage. handbook
- BAC limits: .08% for adults, .04% for commercial drivers, .02% under 21. handbook
- Refusing the test: one-year suspension the first time; testing over the limit: 90 days. handbook
- Six points in two years bring a warning letter and 12 a suspension; under 18, two moving violations mean three months suspended. handbook
- Car seat under 4 years or 40 pounds, booster from 4 to 8 unless 4'9", safety belt from 8 to 15; children 12 and under in the back. handbook