Virginia Permit Practice Test: Insurance and Collisions (2026)

Question 1 of 12

After a minor crash with no injuries, what must you do with the vehicles?

1. Leave them until police arrive
2. Abandon them
3. Move them off the road immediately if they can be moved safely

Question 2 of 12

Should you pull an injured person out of a wrecked car?

1. No, unless trained or there is immediate danger like fire
2. Yes, always
3. Yes, to sit them on the curb

Question 3 of 12

When does police send a crash report to Virginia DMV?

1. Only if someone dies
2. If there is injury, death or more than $3,000 in damage
3. Never

Question 4 of 12

You damage an unattended parked car and cannot find the owner. What must you do?

1. Drive away
2. Call your insurer only
3. Leave a note and report the crash to police within 24 hours

Question 5 of 12

After a crash, what information should you get from other drivers?

1. Name, address, license number, plate number and insurance
2. Only their phone number
3. Nothing

Question 6 of 12

What must you have to register a vehicle in Virginia?

1. Nothing
2. Liability insurance, or pay the $500 uninsured motor vehicle fee
3. Collision insurance only

Question 7 of 12

What are Virginia's minimum liability limits for policies from 2022 on?

1. $10,000 total
2. $100,000 per person
3. $30,000 per person, $60,000 for two or more, $20,000 property

Question 8 of 12

When will Virginia DMV suspend your license under insurance monitoring?

1. If you do not prove coverage when asked, or coverage lapses and you keep the plates
2. Never
3. Only after a crash

Question 9 of 12

A collision with a deer cannot be avoided. What should you do?

1. Swerve into the other lane
2. Do not swerve; brake firmly and stay in your lane
3. Speed up

Question 10 of 12

When are deer crashes most likely in Virginia?

1. At noon in summer
2. Only in winter nights
3. At dusk and dawn, especially in the fall

Question 11 of 12

An officer asks you to sign a citation. What does signing mean?

1. It is not an admission of guilt; refusing can lead to arrest
2. You admit guilt
3. You give up your right to court

Question 12 of 12

After a DUI crash, what costs may you have to pay?

1. Nothing
2. Up to $1,000 for police, EMS, fire and rescue response
3. Only towing