North Carolina Permit Practice Test: Insurance and Collisions (2026)

Question 1 of 13

What are North Carolina's minimum liability insurance amounts for a car?

1. $10,000 per crash in total
2. No insurance is required
3. $30,000 per person, $60,000 per crash for injuries, $25,000 property damage

Question 2 of 13

What can happen to the license plate of a car driven without liability insurance?

1. It can be revoked for 30 days
2. Nothing
3. It is painted red

Question 3 of 13

Your policy lapses but the insurer gives you a 'grace period'. Does North Carolina recognize it?

1. Yes, for 30 days
2. No; the state does not honor a grace period
3. Yes, for one year

Question 4 of 13

You want to cancel the insurance on a car you no longer drive. What should you do first?

1. Just stop paying
2. Leave the plate on and park it
3. Surrender the license plate before the insurance ends

Question 5 of 13

When must a crash be reported immediately to law enforcement?

1. When someone is killed or injured or damage appears to be $1,000 or more
2. Only when someone dies
3. Only if the police are already there

Question 6 of 13

You are involved in a minor crash. What is the first thing the law requires?

1. Drive home and call later
2. Stop your vehicle immediately
3. Leave a note and go

Question 7 of 13

A crash on a highway lane has no injuries and both cars can be driven. What should you do?

1. Leave them where they are until police arrive
2. Push them into the median
3. Move the vehicles out of the travel lane onto the shoulder

Question 8 of 13

After a crash, what information must you give the other driver?

1. Name, address, license number, registration number and insurance company
2. Only your first name
3. Nothing; let the insurers talk

Question 9 of 13

Can you be sued for helping someone at a crash scene in good faith?

1. Yes, always
2. No; the law protects people who render aid, except for intentional wrongdoing
3. Only nurses are protected

Question 10 of 13

You are about to be hit from behind and cannot move away. What should you do?

1. Turn around to look
2. Release the steering wheel
3. Brace between the wheel and seat and press your head against the head rest

Question 11 of 13

A head-on crash seems likely. What should you do?

1. Sound the horn, keep right and turn away from oncoming traffic, even off the road
2. Brake hard and stay in your lane
3. Swerve left into the oncoming lane

Question 12 of 13

If a crash cannot be avoided, how can you protect your face?

1. Lean toward the windshield
2. Use your arms and hands to shield it from breaking glass
3. Close your eyes and let go

Question 13 of 13

When can you move your license plate to another vehicle?

1. Always, to any vehicle
2. Never
3. Same category, same owner name and continuous insurance