New York Driver's Handbook, Section 3: Owning a Vehicle
Registration, title, insurance and inspection.
Summary written by MyPermitExam from the official handbook, MV-21 (9/25). Not a copy of the handbook. Checked Oct 2026. Not affiliated with the DMV. New York State Driver's Manual (MV-21)
Key rules
- You must be 16 to register a vehicle; a car not bought from a NY dealer must be inspected within 10 days of registration. p. 24
- Minimum insurance: $25,000/$50,000 for injury, $50,000/$100,000 for death and $10,000 for property damage. p. 27
- Insure the car as long as it is registered; return the plates before the insurance ends. p. 27