Arizona Permit Practice Test: Insurance and Collisions (2026)
12 questions. Tap an answer to check it.
From the official handbook, Revised March 2026, Sections 0, 5, 6, 7 · Checked Oct 2026 · Not affiliated with the MVD. Arizona Driver License Manual and Customer Service Guide
Question 1 of 12
What are Arizona's minimum bodily injury liability limits?
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Answer: $25,000 per person and $50,000 for two or more
Property damage liability must be at least $15,000.
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Question 2 of 12
What is Arizona's minimum property damage liability?
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Answer: $15,000
The policy must be Arizona-based where the vehicle is mostly operated.
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Question 3 of 12
Must you carry proof of insurance in the vehicle?
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Answer: Yes, whenever you drive
Make sure the VIN on your insurance matches your registration.
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Question 4 of 12
You are convicted of not having proof of financial responsibility (insurance) in the vehicle for the first time. What is the suspension?
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Answer: 3 months
A second violation within 36 months means 6 months; a third, 1 year.
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Question 5 of 12
After a crash with injuries, what must you do?
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Answer: Stay, help the injured, exchange information and call police immediately
Exchange license number, name, address, insurance, witnesses and plates.
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Question 6 of 12
After a minor, non-injury crash, what does Arizona law require?
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Answer: Move operable vehicles out of travel lanes
Moving the car does not make you at fault.
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Question 7 of 12
A driver is convicted of failing to stop at a crash involving only vehicle damage. What is the penalty?
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Answer: 1-year suspension
Injury: 3-year revocation; serious injury: 5 years; death: 10 years.
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Question 8 of 12
How long is the revocation for leaving the scene of a fatal crash?
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Answer: 10 years, not counting prison time
Never leave the scene of a crash.
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Question 9 of 12
A car is about to hit you from behind while you are stopped. What should you do?
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Answer: Brace yourself and release the brake an instant before impact
If possible, pull forward to give the other driver more room.
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Question 10 of 12
A head-on crash threatens. What can you do?
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Answer: Slow, warn with lights and horn, and head for the shoulder
Always wear seat belts: they are your best protection.
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Question 11 of 12
You are among the first to reach a crash. What should you do with the crashed vehicles?
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Answer: Turn off their ignitions
Pull off, turn on flashers, call 911 and stay out of traffic lanes.
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Question 12 of 12
An animal is near the road but not on it. Should you honk?
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Answer: No; it may startle it into your path
If an animal is on the road, slow down as much as you can and avoid losing control.
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